August 2010

American Express Gold Card: A Luxurious Lifestyle Choice

August 31, 2010
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The American Express Gold Card is a status symbol. It’s only offered to people with superb credit, and since it’s a charge card, you are required to pay the balance in full each month.  This is a throwback to the American Express of yore, when these “charge cards” made you part of an exclusive club [...]

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Foreign Transaction Fees by U.S. Card Issuers

August 30, 2010

Read our full write-up about foreign transaction fees on the Forbes blog here.

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Six Ways To Save on Moving Costs

August 30, 2010
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This guest post comes to you from Evan Silverman, CEO of Williampaid.com.  His site helps you build credit by paying your rent online and on time. It’s that time of year when most people start bemoaning the approaching end of summer.  For many, there is another reason to be complaining.  August and September are two [...]

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American Express Blue, Deciphering 4 Very Different Credit Cards

August 30, 2010
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There are four American Express Blue credit cards. Despite the similar names, they really have very little in common, other than their $0 annual fees and sparkling blue appearance. However, they all excel in their own ways, depending on exactly what your preferences are in a credit card. Below find our quick rundown on what [...]

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Calm Down, the Poor Are Not Paying for the Rewards of the Rich

August 28, 2010
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UPDATE: The New York Times has reported that the Boston Fed reduced their estimates (a tiny bit), and have added a footnote acknowledging NerdWallet and Tim for bringing some of these issues to light.  FTW! At issue: The Boston Federal Reserve is making policy recommendations based on a statistical model showing that the “poor” subsidize [...]

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Debit Rewards – The Answer You Didn’t Even Know You Were Seeking

August 23, 2010
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This guest post is from Jennifer Scott, the Digital Communications Manager for PerkStreet Financial. She used her debit rewards card to buy personal training sessions recently and can’t stop patting herself on the back for making such a smart decision. You work hard for your money. Sometimes you work too hard for too little money. [...]

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CARD Act Regulation Now In Full Effect, Penalty Fees Be Damned

August 22, 2010
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As of today, the last wave of the Federal Reserve’s credit card rules go into effect, as dictated by last year’s Credit Card Accountability Responsibility and Disclosure Act (or the CARD Act). These rules are meant to spare consumers from certain egregious fees and penalty APRs. While that’s bad news for bank bottom lines, it [...]

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Chase Sapphire Preferred Card – Is the 25k Point Bonus Worth It?

August 19, 2010
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Chase is now offering the Sapphire Preferred credit card in addition to the normal Chase Sapphire card. The main difference is that Sapphire Preferred has an $95 annual fee (waived the first year), while Sapphire does not. However, you get 25,000 points for signing up instead of 10,000 – aka $250 instead of $100. This [...]

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Get The Skinny On Credit Cards And Beat Card Companies at Their Own Game

August 18, 2010
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Credit cards can be a touchy subject. Some people love them, some people despise them, and few people truly understand them. Before the recent financial crisis, few people really cared enough about them outside of their own fiscal situations, but nowadays they’re a hot topic. You can’t open a newspaper or a web browser without [...]

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Ritz-Carlton Announces Loyalty Program, Will Partner with Marriott Rewards

August 12, 2010
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The new Ritz-Carlton card (now with a 50,000 point signup bonus) is the latest in the American Express suite of luxury credit cards: aimed at “superprime” big spenders and those with only the best credit, the Ritz-Carlton credit card has a high annual fee that’s more than made up for in perks. It’s very much [...]

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