Citibank Now Offering 0% APR for Up to 18 Months!

by on April 29, 2010

Credit card issuers are facing a big problem as the economy continues to struggle. They have plenty of money from the Federal Reserve’s “easy money” policies, but there is a lack of demand for loans from qualified American consumers.

This means amazing deals on introductory APRs abound out there. The best deals we’ve seen so far are from Citi – today, they are extending their introductory 0% APR periods on purchases and balance transfers from “Up to 15 months” to “Up to 18 months”.

Take advantage, as these offers have now risen to the top of both our low APR credit card and balance transfer credit card rankings.

Details of these two cards below:

Citi® Platinum Select® MasterCard®Citi® Diamond Preferred® Card
Citibank Platinum+Select Credit Card
Citibank Diamond+Preferred Credit Card
Signing Promo
NoneNone
Intro APR Promo
Purchase:0% for 18 months*
Bal Trans:0% for 18 months*
Purchase:0% for 18 months*
Bal Trans:0% for 18 months*
Annual fee
$0$0
Details
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

  • http://www.atlantic.net Florida Colocation

    what is the bt fee, I ssume it is 4-5%?

    • nerdwallet

      Yep, right now it's 5% for both of these cards. And actually the 18 month promo has expired.

      Check out http://www.nerdwallet.com/balance-transfer-credit… to get a list of the best balance transfer cards, taking into account both the transfer fees and the APRs.

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