October 2011

Citi Diamond Preferred Card Holiday Offer: $200 for Online Shopping

October 31, 2011
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Who says the Citi Diamond Preferred doesn’t do rewards? Its $200 statement credit begs to differ. Always a saving grace for shopaholics with a long 0% interest rate offer, the Preferred card now offers a signup bonus for the 2011 holidays. The Preferred will pay you $200 for buying Aunt Sally’s holiday gift online, taking [...]

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Carnivals for Halloween Week

October 31, 2011

The Carnival of Personal Finance at Sustainable Personal Finance. The Totally Money Blog Carnival at Modern Tightwad.

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Debt and Decision-Making: Where Intuition Leads Us Wrong

October 30, 2011
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In every irrational decision, there is an opportunity for exploitation and an opportunity to steer humans on a better path. Employers make automatic deductions from paychecks into savings accounts to help workers prepare for retirement, but merchants mark up their prices and offer goods “on sale” so that you feel you’re getting a good deal. [...]

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Earn Up to 9 Points per $1 Spent with the Starwood American Express Through Dec. 18

October 29, 2011
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The Starwood American Express already gave an awesome value when you stay at SPG hotels, earning up to 5 Starpoints per dollar spent there. But Starwood upped the ante and announced that it will give double or triple points on all stays from September 6th through December 18th, no matter when you book. Note that [...]

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Bank of America, Wells Fargo and Chase Back Down From Debit Card Fee

October 28, 2011
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Update October 28th: Wells Fargo jumped on the no-debit-card-fee bandwagon! Update November 1st: Bank of America dropped its debit fee too. And SunTrust, and Regions… Current as of 3:00 November 1st…debit fees are dropping like flies! Let it not be said that banks can’t learn. Today, Bank of America announced that it would provide its customers [...]

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Experian Evaluates Credit, Educates Consumers with State of Credit Map

October 28, 2011
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Experian recently released its second annual State of Credit Map, which ranks major U.S. cities by average credit score, from highest to lowest. The numbers are based on a sampling from Experian’s consumer credit database. So how did America do? It turns out many Wisconsin cities have great credit, while a number in Texas are [...]

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Chase Credit Cards Can Now Transfer Ultimate Rewards Points to United Miles

October 27, 2011
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Chase credit card holders can now convert their Ultimate Rewards points into MileagePlus points from United. With a full-value one-to-one point transfer, consumers will have more routes and destinations to choose from at no additional cost. Three cards are receiving the upgrade: the Chase Sapphire Preferred, the Chase Ink and the Chase Ink Bold. There are [...]

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New Fed Study: When it Comes to Credit Card Debt, We Don’t Know What We Owe

October 27, 2011
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Brace yourself, big spenders, because we’ve got some bad news. According to a recent study by the Federal Reserve Bank of New York, Americans underreport their credit card debt by a lot. While they might be honest when it comes to mortgages, student loans and even bankruptcies, for whatever reason, their credit card numbers just [...]

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NerdWallet’s New Interest Rate Comparison Tool Helps You Save Wisely

October 25, 2011
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Whether you’re on the cusp of retirement and watching your nest egg dwindle, or you’re fresh out of college and wondering where to leave your money, you know that today’s deposit rates fall far behind inflation. And at the same time that savings account yields hit historic lows, prices for necessities like food and gas [...]

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SCE Federal Credit Union Offers Free Checking And “People Powered Banking”

October 24, 2011
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SCE Federal Credit Union, which largely serves Southern California residents, is among the ranks of credit unions going against big bank fees by offering free checking and debit card use. We recently caught up with CEO, Dennis Huber, who explained how SCE FCU is keeping fees low and customers happy with “people powered banking.” To [...]

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