Big banks may offer the best in mobile apps and mobile banking, but here’s something they don’t want you to know: so does your local credit union! While not all credit unions offer mobile apps just yet, more and more of them are joining the mobile banking revolution every day. With most credit union mobile apps, you can check your balance, make transfers, find local ATMs, and, in some cases, check the credit union’s Facebook page or get the latest promotional offers. In fact, you can do almost all the things you can do on your credit union’s website, all from your smartphone. How’s that for on-to-go convenience?
Best mobile banking apps: NerdWallet’s picks
Below are NerdWallet’s picks for credit unions with mobile banking apps that showcase some of the fancy features available. If you don’t see a credit union near you on this list, be sure to stop by your local credit union branch and ask about their latest mobile technology offerings. If they don’t already have an app available, chances are they’ve got one in the works.
Genisys Credit Union (Auburn Hills, MI)
Genisys Credit Union has branches throughout the Lower Peninsula of Michigan and in select counties in Minnesota. They also have a branch in Pennsylvania. The Genisys mobile banking iPhone app works with iOS 4.3 or higher, lets you view your balance, search your transaction history, transfer funds between accounts, deposit checks, locate nearby branches and ATMs, and more. Genisys Credit Union is hard at work on an Android version of the app, so stayed tuned for details. In the meantime, Android users can take advantage of text banking and mobile web banking, which also lets you view your account balance and activity, transfer funds between accounts and search for ATMs. Genisys Credit Union membership is open to people who live in any of the 68 counties in the Lower Michigan Peninsula, Montgomery County in Pennsylvania or select counties in Minnesota: Dakota, Ramsey, Anoka, Hennepin, Scott and Washington. Please see their membership page for complete details.
Enrichment Federal Credit Union (Oak Ridge, TN)
Enrichment Federal Credit Union has branches in Oak Ridge, Knoxville, Clinton, Kingston and New Tazewell. The Enrichment mobile app is available for the iPhone, Android, iPad and Kindle Fire. You can use it to access online banking and bill pay, find nearby branches and ATMs, look up office hours, view current loan and investment rates, and transfer funds between accounts. It even connects you with the credit union community with a “push alert” feature, which tells you all about new promotions and the latest credit union news, including events, office closings and other information. Enrichment Federal Credit Union membership is open to anyone who lives, works, worships or attends school in Anderson, Know, Loudon, Blount, Union, Roane, Scott or Claiborne counties. Family of eligible members may also join.
Gulf Coast Educators Federal Credit Union (Pasadena, TX)
Gulf Coast Educators Federal Credit Union has branches in Pasadena, League City and Pearland. Their mobile banking app is accessible from a smart phone, pocket PC or other Wireless Markup Language device. You can check your balance in real time, view your recent transactions, stop check payments and view the status of your checks (whether they’ve cleared or are still processing). Gulf Coast Educators Federal Credit Union membership is open to people who regularly work in the educational industry in the counties of Harris, Galveston or Brazoria. Please see their Field of Membership page for complete details and other ways to qualify.
Police and Fire Federal Credit Union (Philadelphia, PA)
Police and Fire Federal Credit Union has branches in Bensalem, Philadelphia and Warminster. Their mobile banking app is available for iPhone, Android and Kindle. You can check your balance, locate branches and ATMs with Google Maps, find important credit union phone numbers and branch hours, see the latest loan and deposit rates, and even calculate your payments with a loan payment calculator. All active and retired Philadelphia police officers and firefighters are eligible for membership. Family of eligible members and members of select employee groups may also join. Please see Police and Fire Federal Credit Union’s Membership Eligibility page for complete details.
CoVantage Credit Union (Antigo, WI)
CoVantage Credit Union has branches in Antigo, Crandon, Rhinelander, Wausau and surrounding cities. The CoVantage mobile app is available for iPhone and Android. They also have a mobile web version of their site for other devices. If your phone doesn’t have web access, you access mobile banking via text message. With all mobile resources, you can locate branches and ATMs, review your account balance, transfer money between accounts and view your account history. Soon, you’ll be able to pay bills and deposit checks with your smart phone as well. And, regardless of which mobile banking service you use, you can also sign up for account alert text messages. CoVantage Credit Union membership is open to people who live or work in select counties in Wisconsin, and Dickinson and Iron counties in Michigan. There are also other ways to qualify. Please see their membership page for complete details.
MAX Credit Union (Montgomery, Al)
MAX Credit Union has branches in Montgomery, Opelika, Millbrook, Prattville, Tallassee and Wetumpka. Their mobile app works with all Android phones, iPhones, iPads and iPod Touches. You can pay bills, transfer money between accounts, locate nearby branches and ATMs, contact a credit union representative and much more. For added security, no account or login information is stored on your phone. You can also get account alerts when you sign up for text message banking. MAX Credit Union membership is open to anyone who lives, works, worships or goes to school in Autauga, Bullock, Butler, Chambers, Chilton, Coosa, Crenshaw, Dallas, Elmore, Lee, Lowndes, Macon, Montgomery, Pike or Tallapoosa counties.
First Financial Credit Union has branches in Chicago, Skokie, Park Ridge, Naperville, Morton Grove and Harwood Heights. The First Financial mobile app for Apple and Android provides full access to online banking and makes it easy for you to search for nearby branches and ATMs, and check currents rates and product offerings. You can also view First Financial’s news feed and access their social media pages. First Financial Credit Union membership is open to anyone who lives or works in the Northern Chicagoland area. Members of select employee groups and family of eligible members may also join. Please see their Becoming a Member page for complete details.
Know another great credit union mobile app? Tell us about them!