How Dodd-Frank Affects Checking Accounts - NerdWallet
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How Dodd-Frank Affects Checking Accounts

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  • GeorgiaYankee

    Easy – join a credit union.

    It’s not a question of whether or not the big monster megabanks deserve to make a profit, the question is how much of a profit are they entitled to make?

    I’m sure, if yo were to trace this back, you’d start seeing the banks cutting services and jacking up fees for their smaller customers the year after they put in the ATMs. The year they put them in, they let go a lot of tellers and realized significantly increase profits as a result, and every year since, they’ve been trying to build on that. The mantra for American businesses is always “do better than last year.”

    The most recent ripoff is banks and employers colluding to force employees to take their pay on debit cards, forcing them to pay a fee to access their own money.

    • http://www.longerlashesnow.com/ Boo Rhodes

      No. I had a credit union that I left because it was more expensive than the bank. Not all credit unions are perfect. Why not put the blame where it is? FRANK DODD and the democrats.

      • GeorgiaYankee

        Of course not all credit unions are perfect. Some even charge more than the banks they compete with. The answer’s simple — shop around, and find a better credit union.

        • http://www.longerlashesnow.com/ Boo Rhodes

          And not all banks are jerks. Why not put the blame where it belongs and that is on the Frank/Dodd bill and the ones who put it into law?

  • GeorgiaYankee

    Easy – join a credit union.

    It’s not a question of whether or not the big monster megabanks deserve to make a profit, the question is how much of a profit are they entitled to make?

    I’m sure, if yo were to trace this back, you’d start seeing the banks cutting services and jacking up fees for their smaller customers the year after they put in the ATMs. The year they put them in, they let go a lot of tellers and realized significantly increase profits as a result, and every year since, they’ve been trying to build on that. The mantra for American businesses is always “do better than last year.”

    The most recent ripoff is banks and employers colluding to force employees to take their pay on debit cards, forcing them to pay a fee to access their own money.

  • GeorgiaYankee

    Easy – join a credit union.

    It’s not a question of whether or not the big monster megabanks deserve to make a profit, the question is how much of a profit are they entitled to make?

    I’m sure, if yo were to trace this back, you’d start seeing the banks cutting services and jacking up fees for their smaller customers the year after they put in the ATMs. The year they put them in, they let go a lot of tellers and realized significantly increase profits as a result, and every year since, they’ve been trying to build on that. The mantra for American businesses is always “do better than last year.”

    The most recent ripoff is banks and employers colluding to force employees to take their pay on debit cards, forcing them to pay a fee to access their own money.

    • http://www.longerlashesnow.com/ Boo Rhodes

      No. I had a credit union that I left because it was more expensive than the bank. Not all credit unions are perfect. Why not put the blame where it is? FRANK DODD and the democrats.

      • GeorgiaYankee

        Of course not all credit unions are perfect. Some even charge more than the banks they compete with. The answer’s simple — shop around, and find a better credit union.

        • http://www.longerlashesnow.com/ Boo Rhodes

          And not all banks are jerks. Why not put the blame where it belongs and that is on the Frank/Dodd bill and the ones who put it into law?