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Cavalcade of Risk #177: Health & Insurance Edition

MedicalInsurance-1

by on March 1, 2013

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From skiing injuries to sniffles, there’s no season like winter for thinking fond thoughts of the American health care system. And there’s no time like exactly one billing period later for screaming curses at the American health care system.

With the Affordable Care Act here to stay and its changes already in motion, we present this week’s Cavalcade of Risk: articles on health insurance and its impact on our lives and economy.

As Van of Insurance Regulatory Law reports, the Obama administration closed the popular pre-existing condition insurance program (PCIP) to new applicants, citing financial concerns.

Louise of Colorado Health Insurance Provider analyzes value-based insurance design, a new way to configure insurance plans currently piloted in San Luis Valley, CO.

Okay, it’s not quite health insurance, but it’s health and insurance: Jeff Rose of Good Financial Cents examines how life insurance rules change after you have a stroke.

Bob of InsureBlog points out that as people with severe medical conditions pile into state-run risk pools, premiums must necessarily go up – or the government will have to eat the cost.

Jason of the Healthcare Economist dissects a study in the Journal of American Medicine of malpractice claims and payouts by medical specialty, factors that greatly affect how much doctors must pay for malpractice insurance.

Get ready for increased health payouts with an online budgeting tool from AdvantageCCS.

And that’s this week’s Cavalcade of Risk! Tune in next week to the Health Business Blog, where David Williams will be your gracious host. And of course, stay nerdy.

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