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The Wyndham Rewards card from Bank of America is no longer being offered on Bank of America’s website. This is unfortunate because it was one of few cards offering a 2% base rewards rate.
The card issuer has slimmed its card portfolio down from 145 cards to less than 40 over the past year, dropping many alumni cards, charity cards, and travel cards along the way.
Bank of America and Chase raised APRs on most of their credit card portfolios by 1% to 3%. Many cards previously listed in our Low APR Credit Cards page have been affected.
Also, both credit card issuers have removed some great cards from their portfolios. Among those cards no longer available:
Chase has made the following changes:
Bank of America has made the following changes:
New credit cards from Bank of America:
Changes to credit card offers from Bank of America:
There are a lot of great credit cards out there that do not pay websites referral fees. The following cards nominated by our staff, to our knowledge, are unknown in the world of credit card aggregation websites:
Beware of balance transfer fees! Almost every credit card with a low introductory APR on balance transfers charges 3-4% in fees upfront.
So if we filter for no fee on balance transfers + low introductory APR on them, what do we get?
9 cards, 6 of which are from American Express. In order of best intro promotion:
Everyone’s best choice is different, and we encourage you to do the math on your own.
If your credit is good but not excellent, the easiest card to get approved for in the group is probably the American Express Clear, which has a respectable 1% rewards rate.
If your credit is excellent, the 3 below are great deals for you.
If you plan to simply transfer your balance onto the card and move on when the promotional period is up, the Pulaski Bank Visa is the only card we know of with 0% intro APR and 0% balance transfer fee.
We wouldn’t recommend prioritizing a rewards card over a low APR card if you plan on carrying a balance. But if you intend to pay it down – try out our calculator for American Express Costco TrueEarnings, with 3% back on gas & restaurants and 2% on travel for a good general purpose card. Ranking even higher, if you stay at Hilton hotels, the Hilton HHonors Surpasshas an unparalleled 6x points multiplier on gas, groceries, drug stores, and cable/wireless/internet bills and a huge 40,000 point bonus for signing up. On top of that, the base rate is 1.25 points per dollar spent, jumping to 1.5 points after $40,000.
Our Nerd Factory diligently tracks changes to credit card offers. Come back for updates!
Here are some recent updates we’ve made regarding changes in Credit Card Offers:
