Low APR Credit Cards

Chase Slate: The Cure for the Common Debt?

January 3, 2012
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Equipped with the Chase Blueprint program, the Chase Slate claims to be one of the best in the low-interest arena. But is it really the top card to pay down your debts without being slammed with high interest? It’s a close call, but we think we have something a little better than the upstart Slate [...]

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NerdWallet’s Best Low APR Cards, Fall 2011 Edition

November 9, 2011
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When applying for a credit card, one of the first numbers most people look at is the APR. We’ve assembled a short list of the best low interest credit cards on the market. Keep in mind, however, a low APR isn’t the most important feature. For example, if you need to pay off a hefty [...]

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No Interest Credit Cards: How to Snag the Best Credit Card Rates

September 12, 2011
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If you need a no interest credit card to pay down debts that you’ve already accrued or to make a big, one-time purchase and hack away at the payments over time, look no further. A low rate credit card can be a boon to anyone who’s struggling with credit card debt, providing a means to [...]

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NEW Citi Simplicity Card Offers 0% Interest, No Late Fees, No Penalty APRs

June 9, 2011
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Citibank seems to be on a mission to be named 2011′s King of Low Interest Credit Cards. Every few weeks it seems like we come across an announcement for a new and improved no-interest offer from them, with the latest being the Citi Simplicity card (announced today). A quick perusal of their current card lineup [...]

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NerdWallet launches search tool for credit union credit cards

May 23, 2011
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We are proud to officially launch our credit union credit card search tool today. NerdWallet already allows you to sort over 500 bank issued credit cards, based on your spending habits. This launch adds another 1,200 credit cards to the mix. More choices means better search results. Bank credit cards only represent a small subset [...]

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Citi(R) Platinum Select(R) MasterCard(R) Now Offering 0% APR for 18 Months on Purchases

March 21, 2011
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Over the past 6 months or so, we’ve witnessed a battle in the world of no interest credit cards.  Citibank lobbed the first grenade when they introduced a limited offer of 0% on balance transfers for up to 18 months with the Platinum Select.  Soon thereafter, they hiked it to 24 months, while also offering no [...]

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Loopholes in the CARD Act are Under Fire From the Federal Reserve

February 21, 2011
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The Federal Reserve Board has published some potential amendments to 2009’s three-phase CARD Act, passed by Congress to shield Americans from predatory credit card schemes. As ever, some people have made routes around new regulations, exploiting blind spots in the act’s text. In light of these developments, the Reserve Board is proposing some new measures [...]

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Is the PenFed Promise the Best Card for Those in Debt?

October 13, 2010
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Are you in debt, or do you foresee yourself having to take on some debt in the near future to make ends meet? If so, the PenFed Promise could be the best credit card to help you get through. Low APRs Unlike balance transfer credit cards which offer 0% APRs for a set period of [...]

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Why Ranking Credit Cards by APR Can Be Misleading

March 16, 2010

On those scary terms and conditions pages that most of us don’t bother to read, the industry standard is to report your finance charges in terms of APR, or Annual Percentage Rate.  Across the internet, this number is meant to represent an apples-to-apples comparison across cards, but it doesn’t really work that way.  The APR [...]

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Size Does Matter With Credit Card Issuers

March 12, 2010

Frustrated that your bank just increased your APR from 10% to 18% with no justification?  Did you get a notice in the mail saying you were going to be charged a fee for not using your card?  Or just concerned that your bulge bracket credit card company seems to keep finding new ways to nickel [...]

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