How to establish credit

To build a credit score from scratch, you'll need to borrow money and repay it. Here are four ways to get started on your credit history.

How to improve credit

FICO and VantageScore use a 300-to-850 scale when calculating credit scores. Good credit typically starts at 690. Here's how to raise your score.

How to check your credit

Your credit reports are the raw material for your credit scores. You can check them every year for free.


What Is a Bad Credit Score?

When talking about FICO scores and VantageScores, the most commonly used credit measures, the typical dividing line between fair credit and bad credit is 630. Though individual lenders can draw…

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Raise Your Credit Score 100 Points

If you’re looking to save money, chances are you’ve given regular household expenses a once-over and tried to find items to cut. But you might save even more long term by raising…

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How to Build Credit

Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed…

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What Is a Credit-Builder Loan?

Credit-builder loans can help you build your credit score, and they don’t require good credit to start with. They’re not widely advertised and are generally offered by smaller financial institutions,…

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