Discover Doubles Amazon Rewards - NerdWallet
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Discover Doubles Amazon Rewards

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Discover just announced an increased rewards rate at and seems pretty excited about it. While the upgrade is definitely a plus for Discover card holders, Discover still lags behind others in giving rewards for Amazon shopping.

Discovering the Amazon

The Discover® More® Card’s claim to fame is its 5% cash back rate in rotating categories. It’s a decent program, but you’re subject to pretty low quarterly rewards caps (December’s is $300 in purchases) and you have to abide by the category calendar if you really want to earn rewards. Other purchases earn rewards at a .25% rate for the first $3,000 of every year and 1% after that. Discover has upped the rewards at Amazon, allowing cardholders to earn double points up to $250 in purchases a month.

Rotating categories making you Blue?

Double points at Amazon is certainly an improvement, but Discover is not quite living up to the precedent. The Blue Cash Everyday® Card from American Express offers 3% cash back at supermarkets, 2% at department stores and 1% everywhere else. It treats Amazon as a department store, so you receive double points on the site, and, unlike Discover, American Express doesn’t limit your earning potential. For an even better rate, check out the Blue Cash Preferred® Card from American Express. It shares many of the same benefits, but the cash back rate is bumped to 6% at supermarkets, 3% at gas stations and department stores (including Amazon), and 1% everywhere else. It does have a $75 annual fee.

Though they are both cash back cards, the Blue Cash Preferred® Card from American Express and Discover® More® Card couldn’t be more different. The Blue Cash Preferred® Card from American Express is a rewards credit card that prides itself on simplicity. The cash back rates kick in right away, and you can redeem as soon as you hit $25. The Discover® More® Card can be a bit confusing and somewhat limiting, so unless you’re really excited by the rotating categories they’ve preselected for you, the Blue Cash Preferred® Card from American Express might be a better option.

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  • Beverly J Hubbard

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