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Credit Union Mortgage Centers

by on March 11, 2013

When it comes time to take out a mortgage loan for your home, the many different options and complex terminology can make the prospect daunting. Understanding the best loan and repayment options for you can be difficult to determine. Trying to process all the information you need to know can leave you wondering why you even bothered.

Credit Unions Offer Personal Attention

Credit unions make for a great choice when looking at mortgage options. Many have online mortgage centers with useful, easy to read information and explanations of each mortgage option. Credit unions also tend to provide more personal attention to their members, like tailoring lending options and interest rates to your individual financial circumstances, and this can make all the difference when approaching your home financing. We’ve found helpful, intuitive online mortgage centers at credit unions across the country. Check out the branch nearest you to learn more.

Idaho Central Credit Union – Chubbuck, ID

Idaho Central Credit Union knows how intimidating the mortgage loan process can be. Their mortgage center offers information on the different loan products and rates, advice on filling out an application, and background on lending. They’ll prepare you for what happens at closing, and they have a glossary with definitions of terms you will encounter during the mortgage process. Idaho Central Credit Union has 21 locations in Treasure Valley, Twin Falls and Burley, Idaho, and Eastern Idaho. Membership eligibility information can be found here.

ESL Federal Credit Union – Rochester, NY

ESL Federal Credit Union makes finding the best mortgage option for you a high priority. They assign you a personal loan officer who will help you determine how much you can afford and what product to choose. ESL has tips for homebuyers, advice on home equity lending, and several loan payment options. They offer great rates and low closing costs. Plus, if you’re a member, you’ll get an Owner’s Dividend payout from excess income earned by the credit union. ESL Federal Credit Union has 19 locations in New York. Membership eligibility information can be found here.

Aerospace Federal Credit Union – El Segundo, CA

Aerospace Federal Credit Union’s Mortgage Center is designed to ensure you understand the mortgage process. Each product they offer is broken down in easily digestible bullet-points that answer any questions you might have. You will also get help with choosing a product, and both the application and closing processes. A glossary of terms will help you keep up with the complicated lingo. Their mortgage team is available when you have any questions. Aerospace Federal Credit Union is located in El Segundo, California. Membership eligibility details can be found here.

HEW Federal Credit Union – Washington, DC 

HEW Federal Credit Union makes mortgage shopping easy and convenient. Their Mortgage Center has a variety of loan options and an online consultant tool that helps you figure out the best product for you. They also offer a special HarmonyLoan that allows you to reset your interest rate as often as every 120 days to take advantage of lower rates. Whatever you choose, they will walk you through the mortgage process and provide helpful advice along the way. HEW Federal Credit Union has branches in Washington, DC, Alexandria and Falls Church in Virginia, District Heights in Maryland, and Philadelphia, Pennsylvania. Membership eligibility information can be found here.

Cornerstone Community Financial – Auburn Hills, MI

With Cornerstone Community Financial’s House & Home Center, you can find valuable information about buying a home and affording your mortgage payments. To help you through the confusing financing process, they make understanding and choosing a loan product stress-free. They have special features like free pre-approvals and free 30-day rate locks. Cornerstone Community Financial has branches in Auburn Hills, Troy and Center Line, Michigan, and Perrysburg, Ohio. Membership is available to anyone who lives, works, worships or attends school in Oakland and Macomb counties, Michigan, and Lucas and Wood counties, Ohio.

VacationLand Federal Credit Union – Sandusky, OH

You can take a vacation from the stress of figuring out your mortgage loan with VacationLand’s First Mortgage Loan. You’ll get service from advisors who live locally in Northern Ohio, and provide you with information you can trust. VacationLand can offer you competitive interest rates, low down payment options, free pre-qualification, loans with no closing cost, or interest-only loans. The variety of options ensures you will get the product you need. VacationLand Federal Credit Union has branches in Sandusky, Vermilion and Norwalk, Ohio. Membership is available to anyone who lives, works, worships or attends school in Erie County, Ohio.

California Coast Credit Union – San Diego, CA

California Coast Credit Union’s mortgage center offers you the freedom to evaluate mortgage options online, with the ability to speak with an adviser at any time. They offer free pre-qualifications and quick approval of loans. You’ll get access to information about each loan product, the application process, property lending and the closing process. The glossary of terms will help you help wade through the finance talk. California Coast Credit Union has 20 branches in San Diego and Riverside counties, California. Membership is available to anyone who lives or works in those counties, as well as members of the California State PTA who live outside those areas.

Sikorsky Credit Union – Stratford, CT

Sikorsky Credit Union has several mortgage options to choose from, and each is laid out in simple terms for anyone to follow. You can pick between fixed or variable rate loans, and different payment options depending on the loan. Sikorsky Credit Union has branches in Stratford, Milford, Shelton, Seymour, Danbury, Plant and Bridgeport, Connecticut, and West Palm Beach, Florida. They also have three high school branches, in Seymour, Stratford and Oxford, Connecticut. Membership is available to anyone who lives, works, volunteers or worships in Fairfield, Hartford or New Haven counties, Connecticut.

First Commerce Credit Union – Tallahassee, FL

First Commerce Credit Union’s Mortgage Center has excellent tools that make finding a great loan product simple. They offer several mortgage products and the ability to apply online, so you’ll get an instant decision. They are dedicated to keeping their service local and ensuring your investment is safe. First Commerce Credit Union has branches in Tallahassee and Marianna, Florida, and Thomasville, Georgia. Membership eligibility information can be found here.

Provident Credit Union – San Mateo, CA

Provident Credit Union’s Provident Mortgage Loan Center is an intuitive online program that offers complete information on all their loan products, and resources for advice on applying, lending and closing. Their glossary will help you keep up with the loan vocabulary, and Provident’s export consultants will guide you through the entire process. Provident Credit Union has 19 branches in Northern California. Membership eligibility details can be found here.

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