Marriott Rewards Premier Credit Card Now Has EMV Chip-and-Sign

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We’re pleased to report the Marriott Rewards Premier Credit Card now features an EMV chip, making it even more attractive to frequent international travelers. EMV credit cards are now standard Western Europe, Canada and parts of Africa and Asia, to the point where some merchants don’t accept the traditional American magnetic stripe cards. With its chip-and-signature technology, the Marriott Rewards Premier increases the chance that your card will be accepted overseas.

Example image of Marriott Rewards® Premier Credit Card

Marriott Rewards® Premier Credit Card

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  • No foreign transaction fee


  • Has annual fee
  • Needs excellent credit

Sign-up Bonus

Earn 50,000 Points after spending $1,000 on purchases in your first 3 months from account opening.

Annual Fee

$0 Intro Annual Fee for the first year, then $85

Intro APR Promotions



  • APR: 15.99% (Variable)
  • Penalty APR: Up to 29.99%, Variable
  • Cash Advance APR: 19.24%, Variable

Card Details

  • The fastest way to earn Marriott Rewards points towards free nights
  • Earn 50,000 Points after spending $1,000 on purchases on your first 3 months from account opening
  • Receive 1 Free Night Stay at a Category 1-5 location every year after your account anniversary date!
  • Introductory Annual Fee of $0 the first year, thereafter $85
  • For every $1 spent, earn 5 points at 3,800 Marriott locations, 2 points on airline ticket purchases directly with airlines, at car rental agencies & restaurants and 1 point everywhere else
  • No limit to how many points you can earn
  • Pay no foreign transaction fees and enjoy wider acceptance when you travel with your embedded chip card and you make purchases at chip-enabled card readers

EMV update aside, the Marriott Rewards Premier is a superior rewards card for frequent travelers and Marriott stayers. Premier cardholders get a signup bonus of Earn 50,000 Points after spending $1,000 on purchases in your first 3 months from account opening. upon spending $1,000 in the first three months, one free night stay upon account approval and a 15-night credit toward Elite status. In addition, you’ll be gifted a free night stay each year upon account anniversary. You can offset the $85 annual fee (waived the first year) with the free night stay, alone, and get to enjoy the above-average signup bonus coupled with outstanding perks. And, perhaps the best perk of all? Absolutely no foreign transaction fees, which will save all you wayfarers, on average, 3%.

All that’s without mention of rewards rates. As far as rewards, you’ll get 5 points per dollar spent at the Marriott; 2 points per dollar spent on airlines, car rentals and restaurants; and the standard point-per-dollar rate elsewhere. The Marriott Rewards Premier was a stellar option already, but, with the introduction of EMV chip technology, the offer is one globetrotters and Marriott frequenters can’t refuse.

Not a Marriott guest? Check out our list of no foreign transaction fee cards and EMV credit cards to see more travel-friendly offers.