Chase Flexible Rewards Points
by Tim
How much is a Chase Point worth? NerdWallet estimates about 1 cent. This is far better than Bank of America WorldPoints, where you need to collect 25,000 points or more to reap a 1% rewards rate.
Redemption Options.
- Cash – 2,500 points gets you a $25 check.
- Gift Cards – 1,000 points gets you a $10 Starbucks gift card. 2,500 points gets you a $25 gift card from a wide enough range of common retailers, so we deem it “same as cash”. These include Best Buy, Chili’s, Exxon, Border’s, Lowe’s, and Pizza Hut.
- Travel – 25,000 points will get you a domestic round-trip airfare worth up to $312.50. However, you still have to pay all taxes and fees.
Expiration.
- Points expire in 3 years. This is similar to Citi ThankYou Points, but shorter than 5 years for Bank of America WorldPoints.
 | - This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases
- Up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and cash back rewards never expire
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| Annual Fee | Signing Promo | APR, variable* | Intro APR Promotions |
|---|
| $0 | 200 Cash Bonus after spending $500 - in first 3 months | | Min APR: | 15.99% | | Max APR: | 22.99% | | Default APR: | 29.99% | | Cash Adv: | 23.24% |
| | Purchase: | None | | Bal Trans: | None |
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