Bank of America BoatU.S. Platinum Plus

Est Annual Rewards, Net
$216
of Bank of America WorldPoints
 Bank of America BoatU.S. Platinum Plus Credit Card
Reward RateReward DetailsAnnual Fee & PromosAPR, variableIntro APR Promotions
1.00%
  1. Earn 1 point per $1 spent on purchases
  1. For each purchase, Bank of America will make a donation to the BoatUS Foundation for Boating Safety and Clean Water
  2. 2x at select boating merchants
 Fee:$0
Promo: None 		Min Apr: 8.24%
Max Apr:18.24%
Default: 27.24%
Cash Adv: 19.24% 		Purchase:None
Transfer:0% for 12 mos.
Finance Charge Calculator
Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.
Finance Charge, Balance Transfer*
TypeInterest
Balance Transfer Fee, 3.0%$300
Promo APR, First 12 months$0
APR, 24 months$1,838
Total$2,138
* calculations assume a balance transfer of $10,000 over 3 years.

Effective Annual Rate for Balance Transfers of 6.7% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Effective Annual Rate, Purchases
Promo EAR, months0.00%
Ongoing EAR, 36 months8.56%
Total EAR, 36 months8.56%
APR Rankings
APR 8.24% ranks # 11 out of 313 cards. Average is 13.66%.
Balance Transfer Fee 3% ranks # 46 out of 305 cards. Average is 3%.
Cash Advance APR 19.24% ranks # 24 out of 304 cards. Average is 22.19%.

Rewards Rankings
Annual Fee $0 ranks # 1 out of 322 cards. Average is $19.
Base Reward Rate 1% ranks # 24 out of 248 cards. Average is 0.95%.
Effective Reward Rate 1% ranks # 60 out of 248 cards. Average is 1.04%.
Sign-up Bonus $0 ranks # 317 out of 317 cards. Average is $35.

Rewards Type: Bank of America WorldPoints
Signing Promotion
 $0
Estimated Annual Rewards
$21,600 * 1.00% 		$216
Annual Fee, 3 yr avg
 $0
Annual Rewards (Rewards less Fees) $216


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