Bank of America Virgin Atlantic

Est Annual Rewards, Net
$301
of Virgin Atlantic Miles
 Bank of America Virgin Atlantic Credit Card
Reward RateReward DetailsAnnual Fee & PromosAPR, variableIntro APR Promotions
1.50%
  1. Earn 1.5 miles per $1 spent on purchases
  1. 3 miles earned on Virgin Atlantic purchases
 Fee:$90
Promo: 20,000 Virgin Atlantic Miles Bonus 		Min Apr: 13.24%
Default: 3.25%
Cash Adv: 24.24% 		Purchase:None
Transfer:None
Finance Charge Calculator
Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.
Finance Charge, Balance Transfer*
TypeInterest
Balance Transfer Fee, 4.0%$400
APR, 36 months$5,038
Total$5,438
* calculations assume a balance transfer of $10,000 over 3 years.

Effective Annual Rate for Balance Transfers of 15.6% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Effective Annual Rate, Purchases
Promo EAR, months0.00%
Ongoing EAR, 36 months14.07%
Total EAR, 36 months14.07%
APR Rankings
APR 13.24% ranks # 123 out of 313 cards. Average is 13.66%.
Balance Transfer Fee 4% ranks # 218 out of 305 cards. Average is 3%.
Cash Advance APR 24.24% ranks # 200 out of 304 cards. Average is 22.19%.

Rewards Rankings
Annual Fee $90 ranks # 313 out of 322 cards. Average is $19.
Base Reward Rate 1.5% ranks # 10 out of 248 cards. Average is 0.95%.
Effective Reward Rate 1.5% ranks # 16 out of 248 cards. Average is 1.04%.
Sign-up Bonus $200 ranks # 16 out of 317 cards. Average is $35.

Rewards Type: Virgin Atlantic Miles
Signing Promotion
($200=20,000 miles)/3 yrs 		$67
Estimated Annual Rewards
$21,600 * 1.50% 		$324
Annual Fee, 3 yr avg
 $90
Annual Rewards (Rewards less Fees) $301


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