Chase Freedom® Visa - $100 Bonus Cash Back
Chase Freedom® Visa - $100 Bonus Cash Back
Chase Freedom® Visa - $100 Bonus Cash Back
Card details
This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months from account opening
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent between Apr 1 and Jun 30, 2013 at restaurants, movie theaters, and Lowe's®
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and Amazon.com. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
No annual fee and rewards never expire
Click "APPLY NOW" to apply online or call 888-925-5605
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
$100 Cash Back Bonus after spending $500 - in first 3 months
Intro APR
Purchase: 0% for 15 mos
Transfer: 0% for 15 mos
Ongoing APR
Min APR: 14.74%, Variable
Max APR: 23.74%, Variable
Penalty APR: Up to 30.74%, Variable
Cash Advance APR: 23.99%, Variable
Balance transfer fee
3%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
Chase Freedom® Visa - $100 Bonus Cash Back | ||
---|---|---|
Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR14.74% - 23.74% Variable | Regular APRSee Terms | |
Intro APRPurchase: 0% for 15 mos | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Erin El Issa
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
5
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period on Purchases and Balance Transfers
Cons
The Chase Freedom® rewards cardholders with 5% cash back on rotating quarterly categories. For 2016, these categories are as follows:
Chase Freedom® and Chase Freedom Flex℠ bonus rewards categories for 2024 | |
---|---|
Q1 (Jan. 1-March 31) |
|
Q2 (April 1-June 30) |
|
Q3 (July 1-Sept. 30) |
|
Q4 (Oct. 1-Dec. 31) |
|
*Includes bookings made directly with the hotel and prepaid bookings through Chase's travel portal. |
The 5% rewards are capped at $1,500 in spending per quarter. Any bonus category purchases above this amount will be rewarded at the standard rate of 1%. To receive the 5% rewards, you'll have to opt in on a quarterly basis. But don't panic if you forget to do it at the start of a quarter -- you'll receive retroactive rewards as long as you opt in by the 14th day of the third month of the quarter (March 14, June 14, September 14 and December 14).
Want more rewards? The Chase Freedom® has a signup bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. There's also a $25 cash bonus if you add an authorized user and make a purchase in the first three months.
If you need some time to pay off a large purchase or you want interest relief while paying down current debt, the Chase Freedom® has an introductory APR of 0% intro APR for 15 months on purchases, and then the ongoing APR of 14.99%-23.74% Variable. Nerd tip: If you're planning on transferring a balance, keep in mind that there is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
For more information, check out our full review of the Chase Freedom®.