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NerdWallet > Business Credit Cards > Ink Plus℠ with Ultimate Rewards℠ - $100 Bonus Cash Back

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Review / Compare / Reward Calculations / Interest Calculations / Rankings / Comments
Ink Plus℠ with Ultimate Rewards℠ - $100 Bonus Cash Back
Chase Ink+Plus+with+Ultimate+Rewards Credit Card

(4.5/5 - 110 Votes)
Net Annual Rewards
$236
of Chase Ultimate Rewards
Reward Rate
1.00%
Annual Fee
$0 the first year, then $60
Signing Promo
10,000 Chase Ultimate Rewards Bonus
Disclaimer: This content is not provided or commissioned by Chase Bank USA, N.A. Opinions expressed here are author's alone, not those of Chase Bank USA, N.A, and have not been reviewed, approved or otherwise endorsed by Chase Bank USA, N.A. "Sponsored" above means this site may be compensated through the Chase Bank USA, N.A Affiliate Program.
APR, variable*
Min APR:
13.24%
Max APR:
19.24%
Default:
29.99%
Cash Adv:
19.24%
Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
0% for 6 mos
Summary
  • Earn up to 35,000 bonus points in your first  year
  • $100 cash back after first purchase that’s 10,000 bonus points*
  • Complimentary airport lounge access
  • Premium travel benefits
  • No limit to the number of points you can earn – and points never expire
  • 0% Introductory APR*
  • First year free ($60 value)*

Compare To Our Most Popular Cards For The Category

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Compare To Capital One® Spark℠ Miles for Business

Why do we think you should consider this card?

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Reward Details & Calculator

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Rewards Type: Chase Ultimate Rewards

Signing Promotion
($100=10,000 points)/2 yrs
$50
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$30
Annual Rewards (Rewards less Fees)
$236

Details

  • Earn 1 point per $1 spent on purchases
  • 2x on airfare purchased online through Ultimate Rewards
  • 10,000 bonus points when you spend $50,000 miles in a year
  • Additional 15,000 bonus points when you spend another $50,000

Calculate Interest & Finance Charges

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Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 3.0%
$300
Promo APR, First 6 months
$0
APR, 18 months
$2,249
Total
$2,549

*Average APR for Balance Transfers of 11.4% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 6 months
0.00%
Ongoing EAR, 18 months
14.07%
Total EAR, 24 months
10.38%

APR Rankings

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APR
13.24%
ranks #1285 out of 1751 cards.
Average is 11.78%.
Balance Transfer Fee
3%
ranks #905 out of 1639 cards.
Average is 1.67%.
Cash Advance APR
19.24%
ranks #452 out of 1002 cards.
Average is 18.74%.

Rewards Rankings

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Annual Fee
$60
ranks #1714 out of 1773 cards.
Average is $9.
Base Reward Rate
1%
ranks #69 out of 963 cards.
Average is 0.99%.
Effective Reward Rate
1%
ranks #187 out of 958 cards.
Average is 1.04%.
Sign-up Bonus
$100
ranks #61 out of 1762 cards.
Average is $33.
Credit Card Review: Ink Plus℠ with Ultimate Rewards℠ - $100 Bonus Cash Back


Author:
TIM

Verdict – There are much better business credit cards available, whether you are searching for great rewards or low APRs.

The Chase Ink Plus with Ultimate Rewards is similar to its cousin, the Chase Ink with Ultimate Rewards. It does not offer rewards kickers (10,000 point bonus when you spend $50,000 in a year, and an extra 15,000 point bonus if you hit $100,000 in spending on the card).

We do not find either of these cards interesting, you can find a much better rewards deal by sorting our business credit card page by Rewards. You can also find a much better low APR card by sorting the same page by Effective Annual Rate – we take introductory APR into consideration, as well as ongoing APR, to make your life easier.

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