Author:
NERDBOT

Should you get the Citi CashReturns? We'll give you the ins and outs of this card and give you a head-to-head comparison with the Blue Cash Preferred^℠ Card from American Express. Also, be sure to check out our interactive credit card comparison tool.

NerdWallet Review: The Citi CashReturns

Promotional APR period: The Citi CashReturns offers an intro APR period. This gives you the chance to make a big purchase and pay it off interest-free for a while.

No annual fee: The card doesn't have an annual fee. No-fee cards are ideal for those looking to keep the account open for a long time. Keeping no-fee accounts open boosts your credit score. Check out more no-fee cards here.

Credit Card Showdown: Citi CashReturns vs. Blue Cash Preferred^℠ Card from American Express

Same late payment fee: The Citi CashReturns has a late fee that's the same as the one on the Blue Cash Preferred^℠ Card from American Express. In theory, you should avoid incurring late payment fees altogether. In addition to the late fee, you might incur a penalty APR that stays with you for 6 months or more.

Smaller signup bonus: The card's signup bonus is smaller than the Blue Cash Preferred^℠ Card from American Express's, which of course means you're leaving a bit of money on the table. Obviously that isn't the end of the story, though - you also have to consider annual fees, ongoing rewards, and so forth.

Read the full review of the Blue Cash Preferred^℠ Card from American Express on our blog