Citi® mtvU™ Platinum Select® Visa® Card for College Students
Reward Rate
0.63%
Annual Fee
$0
Signing Promo
None
APR, variable
Intro APR Promotions
Reward Summary
- 1 point per $1 spent on purchases
NerdWallet Credit Card Review: MtvUTM Platinum Select for College Students from Citibank
Citibank’s MTV U is a great card, and is similar to Citibank’s ForwardSM for College Students card, except with a lower signing bonus.
Clearly, you should get the ForwardSM for College Students instead.
Rewards Type: Citi ThankYou Points
Card Details
- No Cosigner required
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
Finance Charge Calculator
Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.
*Effective Annual Rate for Balance Transfers of 16.0% includes transfer fees and APR promotions. See our breakdown of EARs vs APRs.
Finance Charge, Balance Transfer of $10,000*
*Effective Annual Rate for Balance Transfers of 16.0% includes transfer fees and APR promotions. See our breakdown of EARs vs APRs.
Effective Annual Rate, Purchases
APR Rankings
APR
12.99%
ranks #141 out of 459 cards.
Average is 13.26%.
Average is 13.26%.
Balance Transfer Fee
4%
ranks #233 out of 418 cards.
Average is 3.26%.
Average is 3.26%.
Cash Advance APR
25.24%
ranks #397 out of 445 cards.
Average is 22.36%.
Average is 22.36%.
Rewards Rankings
Annual Fee
$0
ranks #1 out of 493 cards.
Average is $24.
Average is $24.
Base Reward Rate
0.63%
ranks #330 out of 383 cards.
Average is 0.98%.
Average is 0.98%.
Effective Reward Rate
0.91%
ranks #338 out of 383 cards.
Average is 1.06%.
Average is 1.06%.
Sign-up Bonus
$0
ranks #475 out of 475 cards.
Average is $84.
Average is $84.