Discover Business Miles

Discover Business Miles

Discover Business Miles

Discover Business Miles

Discover Business Miles

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Card details

  • Earn 1 mile per $1 spent on purchases

  • 2x miles on gas and travel

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    None

  • Intro APR

    Purchase: 0% for 6 mos

    Transfer: None

  • Ongoing APR

    Min APR: 13.74%, Variable

    Max APR: 20.74%, Variable

    Penalty APR: Up to 29.74%, Variable

    Cash Advance APR: 24.74%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Discover Business Miles Credit Card

Discover Business Miles

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
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Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

13.74% - 20.74% Variable

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

Purchase: 0% for 6 mos

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Tim Chen

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • No foreign transaction fee

Cons

    Verdict - There are better choices than the Discover Business Miles. It ranks poorly in both rewards and APRs compared to other business credit card options on our site.

    The Discover Business Miles is a mediocre card in terms of both rewards and APR.

    How it stacks up as a Rewards Card The Discover Business Miles pays out 2 Miles per $1 spent on travel and gas, for up to $5,000 in combined spending a year. For all other purchases the card pays out 1 Mile per $1 spent, except at wholesalers where you earn 0.25 miles per $1 spent.

    If you're willing to put up with having a Discover card, which is not as widely accepted as Visa and MasterCard, you should at least consider going with the Sams Club Discover Plus Business which pays out 2% rewards above $10,000 in spending each year, and 1.19% before then. Depending on which categories you spend money on, you can do even better with a Ink Business Cash® Credit Card. Run the numbers for yourself - sort by Rewards on our business credit card page.