Discover Miles for Fair Credit

Discover Miles for Fair Credit

Discover Miles for Fair Credit

Discover Miles for Fair Credit

Discover Miles for Fair Credit

Loading

Card details

  • 1 mile per $1 spent on purchases

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    12,000 Discover Miles Bonus - 1,000 promo miles a month you use card in first year.

  • Intro APR

    Purchase: 0% for 6 mos

    Transfer: 0% for 6 mos

  • Ongoing APR

    Min APR: 11.74%, Variable

    Max APR: 21.74%, Variable

    Penalty APR: Up to 26.74%, Variable

    Cash Advance APR: 25.74%, Variable

  • Balance transfer fee

    3%

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Discover Miles For Average Credit Credit Card

Discover Miles for Fair Credit

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

11.74% - 21.74% Variable

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

Purchase: 0% for 6 mos

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Tim Chen

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

  • No foreign transaction fee

Cons

    Discover Miles offers rewards for every purchase you make and is an all purpose miles program, redeemable on any airline, travel agent, or travel website. You earn a 2% reward rate on travel and restaurant expenses up to $3,000 per year. In addition, you can earn an additional 1,000 points each month you make a purchase (for the first year).  Miles by Discover offers 0% APR for the first six months, and a regular 11.99% APR from then on. A 25 day grace period is also offered and no annual fees.

    Additional Benefits: Discover makes an effort to educate consumers, providing financial education resources designed to help the consumer budget wisely, Discover’s Financial Fundamentals from the company’s home page. Additional benefits include free alerts for cardholders when you’re nearing your credit limit or if a bill payment is approaching.