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Fifth Third Professional
Fifth+Third+Bank Professional Credit Card

(4.5/5 - 17 Votes)
Net Annual Rewards
$240
of Fifth Third Rewards
Reward Rate
1.00% for first $25,000 /yr then 1.25%
Annual Fee
$0
Signing Promo
None
APR, variable*
Min APR:
14.99%
Max APR:
23.99%
Default:
24.99%
Cash Adv:
24.99%
Intro APR Promotions
Purchase:
0% for 12 mos
Transfer:
0% for 12 mos
Summary
  • 2x rewards on restaurants, office supplies, utilities
  • 1 point per dollar spent up to $25k/yr
  • 1.25 from $25k-$50k
  • 1.5 from $50k-$75k
  • 1.75 from $75-100k
  • 2 from $100k+
Credit Card Review: Fifth Third Professional

Verdict – Best introductory purchase APR out of any business credit card. The rewards program offers 2% back on restaurants, office supplies, and utility payments, but is not as attractive as some other business card reward programs.

Fifth Third Bank Professional MasterCard offers 2% back on restaurants, office supplies, and utility payments. On top of that other categories gets bonus points after $25,000 a year via Fifth Third’s “Rewards Accelerator” program.

Rewards Accelerator point schedule:

  1. $0-$25,000: 1.0 point per $1 spent
  2. $25,001-$50,000: 1.25 point per $1 spent
  3. $50,001-$75,000: 1.5 point per $1 spent
  4. $75,001-$100,000: 1.75 point per $1 spent
  5. $100,000+: 2.0 point per $1 spent

Shop around! You can find better rewards programs at similar APRs from Chase Ink Business, and Costco TrueEarnings Business.

Compare To Our Most Popular Cards For The Category

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Reward Details & Calculator

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Rewards Type: Fifth Third Rewards

Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.11%
$240
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$240

Calculate Interest & Finance Charges

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Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 4.0%
$400
Promo APR, First 12 months
$0
APR, 12 months
$1,671
Total
$2,071

*Average APR for Balance Transfers of 9.4% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 12 months
0.00%
Ongoing EAR, 12 months
16.06%
Total EAR, 24 months
7.73%

APR Rankings

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APR
14.99%
ranks #1519 out of 1750 cards.
Average is 11.76%.
Balance Transfer Fee
4%
ranks #1257 out of 1640 cards.
Average is 1.75%.
Cash Advance APR
24.99%
ranks #824 out of 1016 cards.
Average is 18.81%.

Rewards Rankings

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Annual Fee
$0
ranks #1 out of 1794 cards.
Average is $9.
Base Reward Rate
1%
ranks #67 out of 935 cards.
Average is 0.99%.
Effective Reward Rate
N/A
Sign-up Bonus
$0
ranks #1783 out of 1783 cards.
Average is $28.

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*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process.