Gold from PenFed
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
APR, variable
Intro APR Promotions
Reward Summary
- Anyone can join the credit union by donating $20 to NMFA or volunteering for the Red Cross
Rewards Type:
Finance Charge Calculator
Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.
*Effective Annual Rate for Balance Transfers of 6.4% includes transfer fees and APR promotions. See our breakdown of EARs vs APRs.
Finance Charge, Balance Transfer of $10,000*
*Effective Annual Rate for Balance Transfers of 6.4% includes transfer fees and APR promotions. See our breakdown of EARs vs APRs.
Effective Annual Rate, Purchases
APR Rankings
APR
12.49%
ranks #139 out of 459 cards.
Average is 13.26%.
Average is 13.26%.
Balance Transfer Fee
2.5%
ranks #37 out of 418 cards.
Average is 3.26%.
Average is 3.26%.
Cash Advance APR
12.49%
ranks #9 out of 445 cards.
Average is 22.36%.
Average is 22.36%.
Rewards Rankings
Annual Fee
$0
ranks #1 out of 493 cards.
Average is $24.
Average is $24.
Base Reward Rate
N/A
Effective Reward Rate
N/A
Sign-up Bonus
$0
ranks #475 out of 475 cards.
Average is $84.
Average is $84.





