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Calculating Rewards & Finance Charges

Visa Platinum from US Bank
US Bank Visa Platinum Credit Card

Net Annual Rewards
$-20
Reward Rate
0.00%
Annual Fee
$0 the first year, then $40
Signing Promo
None
APR, variable
Min Apr:
11.99%
Max Apr:
22.99%
Cash Adv:
23.99%
Intro APR Promotions
Purchase:
0% for 6 mos
Transfer:
0% for 6 mos
Reward Summary
  • N/A

Rewards Type:

Signing Promotion
$0
Estimated Annual Rewards
$0
Annual Fee, 2 yr avg
$20

Annual Rewards (Rewards less Fees)
$-20

Finance Charge Calculator

Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*
Balance Transfer Fee, 3.0%
$300
Promo APR, First 6 months
$0
APR, 18 months
$2,018

Total
$2,318

*Effective Annual Rate for Balance Transfers of 11.0% includes transfer fees and APR promotions. See our breakdown of EARs vs APRs.
Effective Annual Rate, Purchases
Promo EAR, 6 months
0.00%
Ongoing EAR, 18 months
12.67%

Total EAR, 24 months
9.36%

APR Rankings

APR
11.99%
ranks #106 out of 459 cards.
Average is 13.26%.
Balance Transfer Fee
3%
ranks #43 out of 418 cards.
Average is 3.26%.
Cash Advance APR
23.99%
ranks #205 out of 445 cards.
Average is 22.36%.

Rewards Rankings

Annual Fee
$40
ranks #390 out of 493 cards.
Average is $24.
Base Reward Rate
N/A
Effective Reward Rate
N/A
Sign-up Bonus
$0
ranks #475 out of 475 cards.
Average is $84.
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*Disclaimer: We make best efforts to keep card offer information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify card information during the application process.