College Visa Card from Wells Fargo
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
APR, variable
Intro APR Promotions
Reward Summary
- N/A
NerdWallet Credit Card Review: College Visa Card from Wells Fargo
Verdict – A great low APR card, but lacking in rewards.
The Wells Fargo College Vias Card offers some of the lowest APRs around, especially after taking the 5.9% for 6 month intro balance transfer and purchase APR rate into account. However, there are even better low APR cards out there, and the Wells Fargo College Visa does not offer rewards.
We’d recommend checking out the student credit cards page before you decide on a College card. You can sort either by (i) Effective Annual Rate (which takes introductory periods into account), or (ii) Rewards, depending on what you are looking for.
Rewards Type:
Finance Charge Calculator
Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.
*Effective Annual Rate for Balance Transfers of 13.6% includes transfer fees and APR promotions. See our breakdown of EARs vs APRs.
Finance Charge, Balance Transfer of $10,000*
*Effective Annual Rate for Balance Transfers of 13.6% includes transfer fees and APR promotions. See our breakdown of EARs vs APRs.
Effective Annual Rate, Purchases
APR Rankings
APR
13.15%
ranks #247 out of 459 cards.
Average is 13.26%.
Average is 13.26%.
Balance Transfer Fee
3%
ranks #43 out of 418 cards.
Average is 3.26%.
Average is 3.26%.
Cash Advance APR
21.49%
ranks #129 out of 445 cards.
Average is 22.36%.
Average is 22.36%.
Rewards Rankings
Annual Fee
$0
ranks #1 out of 493 cards.
Average is $24.
Average is $24.
Base Reward Rate
N/A
Effective Reward Rate
N/A
Sign-up Bonus
$0
ranks #475 out of 475 cards.
Average is $84.
Average is $84.