- Earn 1% on purchases
- NerdWallet assumes you opt into the optional $25 per year AmaZing Rewards Program
- Alternatively, with a checking account you qualify to get 1% Cash Back for no additional fee
NerdWallet Credit Card Review: Mastercard Classic from Zions Bank
Zions Bank is a fairly large bank with a regional bank mentality. This means their credit card offerings are more consumer-friendly than you’d expect from a bigger bank.
The Mastercard Classic is a great card if you carry a balance or want to transfer your balance from another card. The 2% balance transfer fee is lower than the 2.5-3.0% fee that most cards charge, and the ongoing APR ranks very well against the hundreds of other cards we evaluate. Plus there’s no annual fee.
On top of this, the Mastercard Classic carries a 1% cash back reward rate, and Zions will deposit the cash directly into your account as soon as you’ve earned $50 in rewards. While we here at NerdWallet don’t consider 1% to be especially high, you usually end up paying for those rewards with a higher APR or annual fee. That’s not the case with this card.
Rewards Type:
Finance Charge Calculator
*Effective Annual Rate for Balance Transfers of 14.1% includes transfer fees and APR promotions. See our breakdown of EARs vs APRs.
APR Rankings
Average is 13.26%.
Average is 3.26%.
Average is 22.36%.
Rewards Rankings
Average is $24.
Average is 0.98%.
Average is 1.06%.
Average is $84.
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hola yo quiero una targeta de credito