Hey credit unions, you can win up to $2,000 to fund your Gen Y programs!
Thank you to all who participated. We received fantastic entries from credit unions around the country, who all crafted wonderful "commencement speeches" to Gen Y youth. These speeches offered young credit union members valuable advice about their personal finances, the workplace, life achievements, and much more. Credit unions also shared their plans for new programs and resources to engage younger members. We are proud to know that so many credit unions have Gen Y'ers in mind and are working to help them become financially fit consumers!

NerdWallet would also like to thank our fantastic judges: Wendell “Bucky” Sebastian, Joseph A. Peri, Shuonan Chen, Justin Chu, Virginia Chung and David Williams. With so many impressive entries, we know it was quite difficult for our judges to choose just four winners.

Below are the credit unions that will receive a cash prize to help fund their proposed Gen Y program and an excerpt from their commencement speech.

Christian Financial Credit Union
“Class of 2013, although you may feel unprepared to face the real world when it comes to your personal finances, do not let this discourage you from making educated decisions that will benefit you not only now, but in the future. Using the skills you’ve acquired in college will only help you reach the long-term goals you have set for yourself. Your hard work will pay off. Congratulations, and best wishes for a successful financial future!”

Read the rest of the commencement speech here.
Cooperative Federal Credit Union
“Someone once said that you cannot buy happiness – a wise and timeless truth. Graduates, as you go forth into a world were that truth is too often obscured, I wish you the vision to see through the hype, make the most of whatever you have, and know how to tell the difference between who you are and what you own. With those gifts, you’re sure to find happiness.”

Read the rest of the commencement speech here.
CU under $500 million in assets

PremierOne Credit Union
“Your diploma is a huge accomplishment. Now that you’ve graduated, it is time to put the next steps of your life together. That can be quite an adventure! And while many of us like to focus on items that create an awesome post or tweet, it is critical we do not lose sight of components that help us attain those things – like a good credit report and score.”

Read the rest of the commencement speech here.
CU under $100 million in assets

Financial One Credit Union
“Beyond the cliché of well wishes, we hope you understand – no, we hope you embrace – your financial future with excitement and without fear. Realize that your financial state is an organic process, ever changing and fluid. There is no strict formula that will promise golden outcomes, in finances or anywhere else. Life is unpredictable and without guarantee. We can tell you this: When you decide to take charge of your financials, though the path may meander, in the end, it will lead you exactly where you want to be.”

Read the rest of the commencement speech here.
The Judges

Wendell "Bucky" Sebastian is the executive director of the National Credit Union Foundation, the credit union movement’s primary national charitable program provider, fundraiser and grant-maker.
Shuonan Chen, Justin Chu, Virginia Chung and faculty advisor David Williams won the Grand Prize in UC Berkeley’s Big Ideas Contest for Cashify, a set of interactive games that teach financial literacy.
Joseph A. Peri is the President of Junior Achievement of New York, a non-profit that teaches students skills in financial literacy, work readiness and entrepreneurship.
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