ShopDiscover

ShopDiscover, the credit card rewards mall open to Discover cardholders, is famous for its minimum 5% cash back and its strong seasonal deals. Despite having just over 200 retailers listed at the portal, ShopDiscover is one of the best rewards malls in the game today simply due to excellent rewards rates across the board.

Use ShopDiscover to score cash back earnings on your online buys and enjoy the benefits of your 5% minimum haul. Payouts in cash back mean no flexibility to increase value based off smart redemption strategies, but for those interested in simplicity, cash back can't be beat.