Looking for 0% introductory balance transfer credit cards?

A zero percent balance transfer interest rate credit card is useful for consolidating your existing credit card debt onto one card, and having some time to pay down your debt interest-free. In addition to looking at the length of the introductory period, you should also take a look at the ongoing APR just in case you can’t pay off your transferred debt in time.

Another aspect that deserves consideration is the balance transfer fee, a charge of around 5% of whatever you transfer. Most credit cards will charge this fee, but a select few (most often credit unions) will waive it. Citi, an issuer well known for its balance transfer credit cards, only charges a 3% balance transfer fee.