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Field of Membership
Membership is open to anyone who lives, works, or worships in certain areas of the State of Pennsylvania, including the city of Philadelphia, or the smaller towns of Ambler, Bensalem, Bridgeport, Bristol, Bryn Athyn, Butler, Cheltenham, Conshohocken, Fort Washington, Norristown, Penndel, Souderton, Southampton, Tullytown, Villanova or Warminster Heights. You can also qualify for membership through many select employer groups. Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
American Heritage Federal Credit Union is 5 stars better than your typical bank:
 Branches |  ATMs |  Low Late Fee |  No Penalty APR |  No Advance Fee |
- Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
- ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
- Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $15.
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
- No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.
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