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Field of Membership
Through a recent merger with SynergyOne FCU, Apple Federal Credit Union now serves those who live, work, worship, or operate a business in Prince William County, VA. The credit union also serves all the major school districts in Northern Virginia. Which means parents, teachers, students and their associated families can join. Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
Apple Federal Credit Union is 5 stars better than your typical bank:
 Branches |  ATMs |  No Penalty APR |  No Int'l Fee |  No Advance Fee |
- Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
- ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
- No Foreign Transaction Fee - Most credit unions charge around 1%, whereas most banks charge around 3%. Very few credit unions earn a star here, which requires the credit union to eat the ~1% fee charged by Visa/MasterCard.
- No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.
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