Centra Credit Union
Credit Union Summary
Assets	$896,628,540
Address	1430 National Raod, Columbus, IN, 47202
Corporate Website	centra.org
Members	124,102
Branches	23

---

Field of Membership

Membership is open to anyone who lives or works in many counties in central and southeastern Indiana. These counties include Boone, Hamilton, Hendricks, Marion, Hancock, Morgan, Johnson, Shelby, Rush, Monroe, Brown, Bartholomew, Decatur, Franklin, Lawrence, Jackson, Jennings, Ripley, Dearborn, Ohio, Switzerland, Jefferson, Scott, Washington, Orange, Clark, Perry, Crawford, Harrison, and Floyd. Eligibility details...

NerdWallet's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Centra Credit Union is 5 stars better than your typical bank:

Branches

ATMs

Low Late Fee

No Penalty APR

No Advance Fee

• Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
• ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
• Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $15.
• No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
• No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.