ESL Federal Credit Union
Credit Union Summary
Assets	$3,828,703,367
Address	225 Chestnut Street, Rochester, NY, 14604
Corporate Website	esl.org
Members	295,647
Branches	21

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Field of Membership

You can qualify by living in the city of Rochester or by working at select groups Eligibility details...

NerdWallet's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

ESL Federal Credit Union is 2 stars better than your typical bank:

No Int'l Fee

No Advance Fee

• No Foreign Transaction Fee - Most credit unions charge around 1%, whereas most banks charge around 3%. Very few credit unions earn a star here, which requires the credit union to eat the ~1% fee charged by Visa/MasterCard.
• No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.