Energy Capital Credit Union
Credit Union Summary
Assets	$161,802,567
Address	18540 Northwest Freeway, Houston, TX, 77065
Corporate Website	www.eccu.net
Members	17,164
Branches	7

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Field of Membership

Membership is open to employees of ExxonMobil, as well as to coporate partners including Bimbo Bakeries, Federal Wage & Labor Law Institute, R&D Publishing, and Hilton North. Also, anyone who lives within a 10 mile radius of any branch is eligible, which means much of the Houston Area is covered. Eligibility details...

NerdWallet's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Energy Capital Credit Union is 4 stars better than your typical bank:

Branches

ATMs

Low Late Fee

No Penalty APR

• Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
• ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
• Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $19.
• No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.