Heartland Federal Credit Union
Credit Union Summary
Assets	$84,091,654
Address	3400 Office Park Drive, Dayton, OH, 45439
Corporate Website	www.thinkheartland.com
Members	10,772
Branches	5

---

Field of Membership

Membership is open to all who live, work, worship, or study in the Ohio counties of Clark, Greene, Miami, or Montgomery. Eligibility details...

Why we like Heartland Federal Credit Union

Heartland Federal Credit Union is a growing, broad based, sound financial institution serving Montgomery, Greene, Clark, and Miami counties of Ohio. Our commitment to you, our member, is to provide safe, competitive financial services, including savings, checking, loans, and credit cards.

NerdWallet's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Heartland Federal Credit Union is 4 stars better than your typical bank:

Branches

ATMs

No Penalty APR

No Advance Fee

• Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
• ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
• No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
• No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.