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Field of Membership
Membership is available to those who live, work, worship, attend school, or regularly conduct business in several Texas regions, including Galveston County, Texas City, and Houston. There are also many other ways to qualify, such as if you work for one of over 1,000 companies in the area, or are a member of a qualifying association. Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
JSC Federal Credit Union is 5 stars better than your typical bank:
 Branches |  ATMs |  Low Late Fee |  No Penalty APR |  No Advance Fee |
- Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
- ATM Convenience - This credit union is part of Allpoint, the nation's biggest surcharge-free ATM network.
- Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $0.
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
- No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.
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