Kirtland Federal Credit Union
Credit Union Summary
Assets	$562,300,077
Address	6440 Gibson Blvd SE, Albuquerque, NM, 87108
Corporate Website	www.kirtlandfcu.org
Members	37,351
Branches	4

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Field of Membership

Kirtland membership is open to Kirtland Air Force Base Civilian and Military employees, New Mexico National Guard and Reserve Troops, as well as members of many other Select Employee Groups. Eligibility details...

NerdWallet's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Kirtland Federal Credit Union is 5 stars better than your typical bank:

ATMs

Low Late Fee

No Penalty APR

No Int'l Fee

No Advance Fee

• ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
• Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $20.
• No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
• No Foreign Transaction Fee - Most credit unions charge around 1%, whereas most banks charge around 3%. Very few credit unions earn a star here, which requires the credit union to eat the ~1% fee charged by Visa/MasterCard.
• No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.