Mid-State Federal Credit Union
Credit Union Summary
Assets	$17,755,458
Address	237 Roosevelt Ave, Carteret, NJ, 07008
Corporate Website	www.midstatefcu.org
Members	1,113
Branches	1

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Field of Membership

To be eligible for new membership, you must Live, Work, Worship, Attend School, or own a business in Carteret, New Jersey. Eligibility details...

NerdWallet's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Mid-State Federal Credit Union is 3 stars better than your typical bank:

No Penalty APR

No Int'l Fee

No Advance Fee

• No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
• No Foreign Transaction Fee - Most credit unions charge around 1%, whereas most banks charge around 3%. Very few credit unions earn a star here, which requires the credit union to eat the ~1% fee charged by Visa/MasterCard.
• No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.