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National 1st Credit Union

Credit Union Summary
Assets$184,997,036
Address2999 SAN YSIDRO WY, SANTA CLARA, CA, 95051
Corporate Website
Members13,747
Branches2
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Field of Membership

Membership is open to anyone who lives, works, or worships in Santa Clara county in California. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

National 1st Credit Union is 4 stars better than your typical bank:

Branches
ATMs
Low Late Fee
No Penalty APR

  • Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
  • ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
  • Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $10.
  • No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.

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Hint: Further refine your results by using the menu to the left

Results 1 - 3 of 3 Results per-page: 10 | 25 Page 1 of 1
National 1st Credit Union Gold
Ranks #1 out of 3 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$188
of VIP Rewards Points
Reward Rate
0.87%
Annual Fee
$0
Signing Promo
None
National+1st+Credit+Union Gold Credit Card

(4/5 - 5 Votes)
Rewards Calculation: VIP Rewards Points
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.87%
$188
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$188
Card Details
  • Earn 1 point per $1 spent on purchases
  • We think points are worth about 0.87 cents each, because there is a $45 fee to redeem 35,000 points for $350 in travel credits, which means 35,000 points gets you $305 in rewards
APR, variable*
APR:
9.25%
Cash Adv:
9.25%

Intro APR Promotions
Purchase:
None
Transfer:
None
More Info & APR Calculator for National 1st Credit Union Gold
National 1st Credit Union Classic
Ranks #2 out of 3 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
National+1st+Credit+Union Classic Credit Card

(4/5 - 6 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$0
Card Details
  • No rewards offered
APR, fixed
APR:
13.50%
Cash Adv:
13.50%

Intro APR Promotions
Purchase:
None
Transfer:
None
More Info & APR Calculator for National 1st Credit Union Classic
National 1st Credit Union Platinum
Ranks #3 out of 3 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
National+1st+Credit+Union Platinum Credit Card

(4/5 - 8 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$0
Card Details
  • No rewards offered
APR, fixed
APR:
8.90%
Cash Adv:
8.90%

Intro APR Promotions
Purchase:
None
Transfer:
None
More Info & APR Calculator for National 1st Credit Union Platinum

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