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Navigant Credit Union

Credit Union Summary
Assets$1,205,981,808
Address1005 Douglas Pike, Smithfield, RI, 02917
Corporate Website
Members47,561
Branches10
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Field of Membership

Everyone can join Navigant. Although the credit union focuses on serving Rhode Island and South Eastern Massachusetts, anyone can join the credit union by joining certain associations and organizations. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Navigant Credit Union is 0 stars better than your typical bank:

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Navigant Credit Union Maximum Rewards Platinum
Ranks #1 out of 2 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$249
of Maximum Rewards Points
Reward Rate
1.16%
Annual Fee
$0
Signing Promo
None
Navigant+Credit+Union Maximum+Rewards+Platinum Credit Card

(4.5/5 - 3 Votes)
Rewards Calculation: Maximum Rewards Points
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.16%
$249
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$249
Card Details
  • Earn 1.5 points per $1 spent on purchases
  • The points program is subpar, you only get $50 for 6,500 points, and have to save up 100,000 points before you can redeem for 1 cent per 1 point, or in this case, $1,000
  • Don't book travel with your points either, the fine print says that there's a $37.95 travel redemption fee in North America and a $47.95 travel fee internationally
  • Be wary of the comically high 5% cash advance and balance transfer fees at this credit union
  • A 3% foreign transaction fee is also abnormally high for a credit union
  • Also, the $35 late payment fee and the 29.99% penalty APR are basically the legal limit, which makes us think this is not a very consumer friendly choice
APR, variable*
Min APR:
13.99%
Max APR:
19.99%
Default:
29.99%
Cash Adv:
25.24%

Intro APR Promotions
Purchase:
0% for 12 mos
Transfer:
0% for 12 mos
More Info & APR Calculator for Navigant Credit Union Maximum Rewards Platinum
Navigant Credit Union Platinum
Ranks #2 out of 2 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Navigant+Credit+Union Platinum Credit Card

(4/5 - 9 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$0
Card Details
  • No rewards offered
APR, variable*
Min APR:
9.99%
Max APR:
17.99%
Default:
29.99%
Cash Adv:
25.24%

Intro APR Promotions
Purchase:
0% for 12 mos
Transfer:
0% for 12 mos
More Info & APR Calculator for Navigant Credit Union Platinum

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