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Field of Membership
Membership is available to anyone who lives or works in California, in Orange County, Riverside County, or the communities of Long Beach, Signal Hill, Lakewood, and Cerritos. Eligibility details...
NerdWallet 's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
Orange County's Credit Union is 4 stars better than your typical bank:
Branches ATMs Low Late Fee No Penalty APR
Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches. ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country. Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $7. No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
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