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Field of Membership
Membership is open to anyone who lives, works, worships, or attends school in many Northern California counties, including Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano, and Sonoma. You can also qualify by being an employee or retiree of PG&E Coporation and its domestic subsidiaries. You can also qualify as an employee or employer of public or private energy-based entities located in California or Texas, or through one of many employers. Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
Pacific Service Credit Union is 5 stars better than your typical bank:
 Branches |  ATMs |  Low Late Fee |  No Penalty APR |  No Advance Fee |
- Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
- ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
- Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $10.
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
- No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.
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