find the best credit card NerdWallet named Money Magazine's Best Credit Card Website of 2010

Pentagon Federal Credit Union

Credit Union Summary
Assets$14,865,991,139
Address2930 EISENHOWER AVE, ALEXANDRIA, VA, 22314
Corporate Website
Members992,369
Branches31
---
Field of Membership

Military families and DoD civilian employees qualify to join the third largest credit union in the country. You can also join by donating $20 to join the NMFA charity, which supports the National Military Families Association. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Pentagon Federal Credit Union is 2 stars better than your typical bank:

No Int'l Fee
No Advance Fee

  • No Foreign Transaction Fee - Most credit unions charge around 1%, whereas most banks charge around 3%. Very few credit unions earn a star here, which requires the credit union to eat the ~1% fee charged by Visa/MasterCard.
  • No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.

How would you like to sort?

Alphabetical
Lowest Interest Rate
Best Rewards
Hint: Further refine your results by using the menu to the left

Results 1 - 5 of 5 Results per-page: 10 | 25 Page 1 of 1
PenFed Credit Union Platinum Rewards Card
Ranks #1 out of 5 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$485
of PenFed Points
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
25,000 PenFed Points Bonus after spending $100
Pentagon+Federal+Credit+Union Platinum+Rewards+Card Credit Card

(3/5 - 165 Votes)
Rewards Calculation: PenFed Points
Signing Promotion
($250=25,000 points)/2 yrs
$125
Estimated Annual Rewards
$21,600 * 1.67%
$360
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$485
Card Details
  • Earn 1 point per $1 spent on purchases
  • 5 points per $1 on gas purchases, 3 points per $1 on supermarket purchases, and 1 point per $1 spent on all other purchases
APR, variable*
APR:
9.99%
Default:
17.99%
Cash Adv:
9.99%

Intro APR Promotions
Purchase:
None
Transfer:
4.99% for life
More Info & APR Calculator for PenFed Credit Union Platinum Rewards Card
PenFed Premium Travel Rewards American Express® Card
Ranks #2 out of 5 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$310
of PenFed Points
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
20,000 PenFed Points Bonus after spending $650 - in the first 3 months.
Pentagon+Federal+Credit+Union Premium+Travel+Rewards Credit Card

"...The PenFed AMEX is a JOKE....Stay away from it. I had it and cancelled it after a year! I spent about $30,000 in the first 6 months and they never sent me the promised 2 Priority Access Passes, even after I called their customer service and asked numerous times. ..." (see all 12 comments)
(3.5/5 - 74 Votes)
Rewards Calculation: PenFed Points
Signing Promotion
($200=20,000 points)/2 yrs
$100
Estimated Annual Rewards
$21,600 * 0.97%
$210
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$310
Card Details
APR, variable*
APR:
9.99%
Default:
17.99%
Cash Adv:
9.99%

Intro APR Promotions
Purchase:
9.99% for 24 mos
Transfer:
4.99% for life
More Info & APR Calculator for PenFed Premium Travel Rewards American Express® Card
Visa Platinum Cashback Rewards Card
Ranks #3 out of 5 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$168
of Cash
Reward Rate
0.25%
Annual Fee
$0
Signing Promo
None
Pentagon+Federal+Credit+Union Platinum+Cashback Credit Card

(3/5 - 216 Votes)
Rewards Calculation: Cash
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.78%
$168
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$168
Card Details
APR, variable*
APR:
9.99%
Default:
17.99%
Cash Adv:
9.99%

Intro APR Promotions
Purchase:
None
Transfer:
4.99% for life
More Info & APR Calculator for Visa Platinum Cashback Rewards Card
PenFed Credit Union Gold
Ranks #4 out of 5 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Pentagon+Federal+Credit+Union Gold Credit Card

(4/5 - 5 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$0
Card Details
  • Anyone can join the credit union by donating $20 to NMFA or volunteering for the Red Cross
APR, variable*
APR:
12.49%
Default:
17.99%
Cash Adv:
12.49%

Intro APR Promotions
Purchase:
None
Transfer:
4.99% for life
More Info & APR Calculator for PenFed Credit Union Gold
PenFed Promise Visa Card
Ranks #5 out of 5 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$0
Reward Rate
0.00%
Annual Fee
$0
Signing Promo
None
Pentagon+Federal+Credit+Union Promise Credit Card

(3/5 - 36 Votes)
Rewards Calculation:
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 0.00%
$0
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$0
Card Details
APR, variable*
APR:
9.99%
Cash Adv:
17.99%

Intro APR Promotions
Purchase:
9.99% for 24 mos
Transfer:
4.99% for life
More Info & APR Calculator for PenFed Promise Visa Card

1

© Copyright 2012 NerdWallet, Inc. All Rights Reserved.

*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process. Please note that NerdWallet has financial relationships with some of the merchants mentioned here. NerdWallet may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.