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Field of Membership
Memberhsip is open to those who live, work, worship, study, or conduct business in the following areas: Miami or Hialeah, Florida; Brookyln, NY within Community Planning Districts #3, #8, or #9; or the New York towns of Aquebogue, Amityville, Bay Shore, Babylon, Bayport, Bellport, Brentwood, Blue Point, Bohemia, Brookhaven, Brooklyn, Calverton, Center Moriches, Centereach, Central Islip, Copiague, Coram, Deer Park, East Moriches, E. Patchogue, Eastport, Farmingville, Hampton Bays, Holtsville, Huntington, Huntington Station, Islip Terrace, Jamesport, Lake Grove, Lake Ronkonkoma, Lindenhurst, Manorville, Mastic, Mastic Beach, Mattituck, Medford, Middle Island, Moriches, N. Babylon, Patchogue, Quogue, Ridge, Riverhead, Rocky Point, Ronkonkoma, Selden, Setauket, Shirley, Shoreham, Sound Beach, Southampton, Stony Brook, W. Babylon, Wyandanch, or Yaphank. Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
People's Alliance Federal Credit Union is 3 stars better than your typical bank:
 ATMs |  No Penalty APR |  No Advance Fee |
- ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
- No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.