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Field of Membership
Membership is available to people who live and work in many regions of California. Including the counties of San Mateo, San Francisco, Santa Clara, Alameda, Contra Costa, Monterey, Sacramento, El Dorado, Placer, and Humboldt, as well as people who live in the city of Los Angeles. You can also qualify by joining one of many Associations, such as the American Cancer Society. Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
Provident Credit Union is 4 stars better than your typical bank:
 Branches |  ATMs |  Low Late Fee |  No Penalty APR |
- Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
- ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
- Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $15.
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
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