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Provident Credit Union

Credit Union Summary
Assets$1,501,095,045
Address303 Twin Dolphin Drive, Redwood City, CA, 94065
Corporate Website
Members93,775
Branches22
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Field of Membership

Membership is available to people who live and work in many regions of California. Including the counties of San Mateo, San Francisco, Santa Clara, Alameda, Contra Costa, Monterey, Sacramento, El Dorado, Placer, and Humboldt, as well as people who live in the city of Los Angeles. You can also qualify by joining one of many Associations, such as the American Cancer Society. Eligibility details...

's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Provident Credit Union is 4 stars better than your typical bank:


Branches

ATMs

Low Late Fee

No Penalty APR

  • Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
  • ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
  • Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $15.
  • No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.

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Hint: Further refine your results by using the menu to the left

Results 1 - 6 of 6 Results per-page: 10 | 25 Page 1 of 1

Ranks #1 out of 6 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$216
of CU Rewards
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
Provident+Credit+Union Visa+Classic Credit Card

(4.5/5 - 9 Votes)
Rewards Calculation: CU Rewards
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$216
Card Details
  • Earn 1 point per $1 spent on purchases
  • Balance Transfer rate is fixed, and is lower than purchase APR
  • Rates are much lower if you have a mortgage or other loan relationship with Provident
APR, variable*
Min APR:
16.65%
Max APR:
18.00%

Intro APR Promotions
Purchase:
10.65% for 6 mos
Transfer:
9.65% for 6 mos
Ranks #2 out of 6 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$216
of CU Rewards
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
Provident+Credit+Union Visa+Gold Credit Card

(3/5 - 8 Votes)
Rewards Calculation: CU Rewards
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$216
Card Details
  • Earn 1 point per $1 spent on purchases
  • Balance Transfer rate is fixed, and is lower than purchase APR
  • Rates are much lower if you have a mortgage or other loan relationship with Provident
APR, variable*
Min APR:
14.65%
Max APR:
18.00%

Intro APR Promotions
Purchase:
10.65% for 6 mos
Transfer:
8.65% for 6 mos
Ranks #3 out of 6 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$216
of CU Rewards
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
Provident+Credit+Union Visa+Platinum Credit Card

(5/5 - 4 Votes)
Rewards Calculation: CU Rewards
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$216
Card Details
  • Earn 1 point per $1 spent on purchases
  • Balance Transfer rate is fixed, and is lower than purchase APR
  • Rates are much lower if you have a mortgage or other loan relationship with Provident
APR, variable*
Min APR:
12.65%
Max APR:
13.15%

Intro APR Promotions
Purchase:
10.65% for 6 mos
Transfer:
6.65% for 6 mos
Ranks #4 out of 6 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$216
of CU Rewards
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
Provident+Credit+Union College+Visa Credit Card

(4/5 - 7 Votes)
Rewards Calculation: CU Rewards
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$216
Card Details
  • Earn 1 point per $1 spent on purchases
  • Balance Transfer rate is fixed, and is lower than purchase APR
  • Rates are much lower if you have a mortgage or other loan relationship with Provident
APR, variable*
APR:
16.65%
Cash Adv:
16.65%

Intro APR Promotions
Purchase:
10.65% for 6 mos
Transfer:
None
Ranks #5 out of 6 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$216
of Cash
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
Provident+Credit+Union Visa+Platinum+Cash+Rewards Credit Card

(4/5 - 8 Votes)
Rewards Calculation: Cash
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$216
Card Details
  • Earn 1% on purchases
  • Balance Transfer rate is fixed, and is lower than purchase APR
  • Rates are much lower if you have a mortgage or other loan relationship with Provident
APR, variable*
Min APR:
12.65%
Max APR:
13.15%

Intro APR Promotions
Purchase:
10.65% for 6 mos
Transfer:
9.65% for 6 mos
Ranks #6 out of 6 cards, sorted by estimated annual Net Annual Rewards. Adjust rankings by using the menu to the left.
Net Annual Rewards
$216
of CU Rewards
Reward Rate
1.00%
Annual Fee
$0
Signing Promo
None
Provident+Credit+Union Share+Secured+Visa Credit Card

(3.5/5 - 10 Votes)
Rewards Calculation: CU Rewards
Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.00%
$216
Annual Fee, 2 yr avg
$0

Annual Rewards (Rewards less Fees)
$216
Card Details
  • Earn 1 point per $1 spent on purchases
  • Balance Transfer rate is fixed, and is lower than purchase APR
  • Rates are much lower if you have a mortgage or other loan relationship with Provident
APR, variable*
APR:
16.65%
Cash Adv:
16.65%

Intro APR Promotions
Purchase:
10.65% for 6 mos
Transfer:
None

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