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Field of Membership
You can qualify by living and working in various counties in Iowa, Illinois, and Wisconsin Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
R.I.A. Federal Credit Union is 2 stars better than your typical bank:
 No Penalty APR |  No Advance Fee |
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
- No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.
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