Smart Financial Credit Union
Credit Union Summary
Assets	$452,161,597
Address	PO Box 920719, Houston, TX, 77292
Corporate Website	www.smartcu.org
Members	77,778
Branches	17

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Field of Membership

Membership is open to those who live, work, or study in Fort Bend, Harris, or Montgomery Counties in Texas. Also qualify by working in the Medical Industry in Brazoria, Galveston, Chambers, Jefferson and Orange Counties, Texas and Calcasieu and Rapides Parishes, Louisiana. You can also qualify by working for a large number of employer groups in Texas and Louisiana. Eligibility details...

NerdWallet's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Smart Financial Credit Union is 4 stars better than your typical bank:

Branches

ATMs

No Penalty APR

No Advance Fee

• Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
• ATM Convenience - This credit union is part of Allpoint, the nation's biggest surcharge-free ATM network.
• No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
• No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.