Spectrum Federal Credit Union
Credit Union Summary
Assets	$133,829,815
Address	PO Box 193919, San Francisco, CA, 94119
Corporate Website	www.spectrumfcu.org
Members	12,013
Branches	5

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Field of Membership

Anyone can join Spectrum Credit Union, by donating $5 to the Financial Fitness Association of America. You can also join by living, working, or worshipping in many parts of San Francisco, CA or in the Maryland cities of Frederick, Thurmont, Woodsboro, or Emmitsburg. Eligibility details...

NerdWallet's Consumer Friendliness Accolades

Credit Unions receive stars for meeting our consumer friendliness requirements.

Spectrum Federal Credit Union is 3 stars better than your typical bank:

Branches

ATMs

No Advance Fee

• Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
• ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
• No Cash Advance Fee - Your typical bank charges around 3%, while many credit unions charge much less. We give out stars for 0% cash advance fees on credit cards.