---
Field of Membership
Membership is available to everyone. You can either qualify by being part of the Stanford University Community, or by joining the Museum of American Heritage or Friends of Palo Alto Libraries. Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
Stanford Federal Credit Union is 4 stars better than your typical bank:
 Branches |  ATMs |  No Penalty APR |  No Int'l Fee |
- Branch Convenience - This credit union is a member of CU Service Centers, a nationwide cooperative that allows customers to bank at over 4,000 partner credit union branches.
- ATM Convenience - This credit union is part of the CO-OP ATM Network, which gives you access to 28,000+ surcharge free ATMs around the country.
- ATM Convenience - This credit union is part of Allpoint, the nation's biggest surcharge-free ATM network.
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
- No Foreign Transaction Fee - Most credit unions charge around 1%, whereas most banks charge around 3%. Very few credit unions earn a star here, which requires the credit union to eat the ~1% fee charged by Visa/MasterCard.
How would you like to sort?
Alphabetical
Lowest Interest Rate
Best Rewards
Hint: Further refine your results by using the menu to the left