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Field of Membership
North Carolina State & Federal employees, including National Guard members, are eligible to join the SECU, the nation's second largest credit union. Eligibility details...
NerdWallet's Consumer Friendliness Accolades
Credit Unions receive stars for meeting our consumer friendliness requirements.
State Employees Credit Union is 2 stars better than your typical bank:
 Low Late Fee |  No Penalty APR |
- Low Late Fees - The legal maximum limit of $35, which is what many banks charge. But this credit union only charges up to $5.
- No Penalty APR - This credit union does not charge a higher penalty APR for being 60 days delinquent on credit card payments.
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